dennis: catherine, given that president obama is defending our un ambassador in saying if you have a problem, after me. then he said in the debate that the day after the attacks that he admitted in the rose garden that this was a terrorist attack. how can he have it both ways? >> the essential point, there were so many complex in the timeline. whether it is the stated timeline of the white house, the state department, the defense department and the cia. there are a lot of complex. if you really feel it back to a couple of issues, first and foremost, they believed almost immediately it was the act of extremists and within ten days, there was no lingering dow that benghazi was terrorism. yet, the president of the united will, refusing to use the terrorism. we now know the talking points were changed once they left the intelligence community. we certainly are putting the focus now to the white house and whether they were changed for political reasons as opposed to intelligence reasons. dennis: thank you very much. the government agency that insures your mortgage running dangerously low